HealthCare Dynamics, Inc.

Medical Equipment Financing

Some Flexible Payment Programs we offer are:

$99 for the first 6 months: requires only $199 to start

Application Only up to $250,000.00

90 Day Deferred Payments: First 3 months payments of only $25

Financing Terms to 72 Months

New Start-Up Respiratory & HME Companies

New and Used equipment

Single point of contact

Credit Policy
We offer credit to:

Credit-worthy customers with minimum 250.00 initial order

We verify creditworthiness by:

Ordering a credit report
Checking references

We offer credit limits between:

$250.00 to $25,000.00
Credit requested over 25K will be considered on a case-by-case basis.

A credit limit may be reduced if the customer has:

A poor credit rating
An unreliable payment history with us
One or more past due bills

We offer credit terms of:

Deposit with balance due upon delivery
Deposit with periodic progress payments
Net 30 - net amount due in 30 days
COD - cash on delivery
Master Charge/Visa/American Express

We offer these incentives for early payment:

Higher credit limits for customers who pay bills early
Thank-you notes to customers who regularly pay on time
First notification of any equipment specials

Late payments result in:

Finance charges of 18% (1.5% each month)
Reduced credit limits
Revocation of credit privileges
Temporary Credit Hold

We collect overdue bills by taking the following steps:

At 7 days past due, we send a friendly reminder
At 21 days past due, we send a formal letter
At 35 days past due, we call the customer
After 60 days, the account will be sent to collections

Many companies may experience temporary financial setbacks. When this situation occurs, customers are encouraged to call the office to explore payment options.

We handle cancellations and refunds as follows:

Equipment returned for reasons outside our control will be at a 25% restocking fee, and, in addition, will be charged a monthly rental fee for use or availability of the equipment.
Returns of equipment under warranty will be handled by repair or replacement of the equipment.

We are associated with several leasing companies who offer leasing options for large purchases of pre-owned equipment. We will be glad to put our customers in contact with these companies if leasing is an option under consideration.